Friday December 19, 2003 @ 16:01 GMT
Features Issues and Advice Cool Stuff My Pupiline Forums Local Areas
Search for: on
Home » Features » Money »
Featurespupiline interactives
  Addictions
  Being Positive
  Bullying
  Dating and Dumping
  Driving
  Exam Stress
  Food
  Friends & Family
  Health
  Keeping Legal
  Money
  Part-Time Jobs
  School
  Self Harm (by SCL School)
  Sex and You
  Y Vote?
Issues & Advice
Cool Stuff
My Pupiline
Forums
Local Areas
About Us
Links

Choosing A Bank Account:

Decisions, decisions...

They all look the same; and they all want your business - So how do you choose where to go?

We are of course.... talking about banks.

Try some of the following questions to see if they help to make your mind up:

Do they charge you even if you are in credit? If so how much?
There are very few banks that would charge you if you were in credit, so its best to look for others if this is the case.

What overdraft charges do they make?
This depends how easy you can hold on to your money. Being overdrawn is not very nice as its hard to get out of the red as the interest mounts up, so the lower the charges the better...


Are they giving you the services you want?
A couple of the many services banks offer now are listed below, and are used to draw in customers over other banks and building societies.


The words are: SHOP AROUND. Hey remember: you are a new customer with big potential, they are after your business. What can they offer on:

  • Charges?

  • Services like online banking or telephone banking (if you feel you'll need it)?

  • Methods of paying money into the account?

  • Freebies?...ahh, my favourite word!

It's also important to make sure you get responsible help and advice. Listen, the one thing you donít want is for them to let you go way overdrawn and then come down hard on you. There are people in the banks and building societies that are paid to talk about the best options and what pitfalls may lie ahead, although the advice is often favoured towards that particular bank.

Remember; you are their future and you want to be looked after, not looked down on.

Read:

Get Your Finances In Order

Plastic, Your Flexible Friend

Overdrafts

Online Payment

Insurance

Tax

More Help And Info

- Kieren


©1999-2003 Pupiline Limited, 2003-2008 Creative Commons. For info email Oli Originally powered by KeConnect Internet, now powered by XCalibre and the Big Boost, recovered thanks to Warrick


©1999-2003 Pupiline Limited, 2003-2008 Creative Commons. For info email Oli Originally powered by KeConnect Internet, now powered by XCalibre and the Big Boost, recovered thanks to Warrick


©1999-2003 Pupiline Limited, 2003-2008 Creative Commons. For info email Oli Originally powered by KeConnect Internet, now powered by XCalibre and the Big Boost, recovered thanks to Warrick