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Finance Help And Info...

If you're really into researching your bank facts - and so you should be if someone's dealing with your money - then there are some resources you can use.

The British Bankers Association

(http://www.bankfacts.org.uk): You can find factsheets containing information about bank charges. These people also publish something called a 'Banking Code' (see below).

Many banks and building societies sign up to the 'Banking Code'. This gives some standards of practice for how they should be run. If you have a problem with your bank or building society and it claims to operate under this 'Banking Code', ask for a copy at your local branch and it will tell you how to make proper complaints.

The Banking Ombudsman (http://www.obo.org.uk) is another organisation run by people specialising in the legal issues of finance. Although it doesn't have the power to make rules for the industry, they help to resolve problems before they get serious enough to go to court, and the banks have to agree to the decisions made on complaints dealt with by the ombudsman.

Advice / links:

The following banks are some that offer services to pre-18's (online banking options however, do not appear to be available to the yoof of today):

www.barclays.co.uk
www.firstdirect.com (a division of HSBC)
www.halifax.co.uk
www.nationwide.co.uk
www.smile.co.uk (the CO-OP's internet bank)

Other Useful Links

Association of British Insurers
www.abi.org or ring 020 7600 3333

Inland Revenue
www.inlandrevenue.gov.uk or ring 0845 9000 444

National Citizens Advice Bureau
www.nacab.org.uk

National Debtline
www.nationaldebtline.co.uk or ring 0808 808400

The Office of Fair Trading
www.oft.gov.uk

Read:

Get Your Finances In Order

Choosing A Bank Account

Plastic, Your Flexible Friend

Overdrafts

Online Payment

Insurance

Tax

More Help And Info

- Kieren


©1999-2003 Pupiline Limited, 2003-2008 Creative Commons. For info email Oli Originally powered by KeConnect Internet, now powered by XCalibre and the Big Boost, recovered thanks to Warrick


©1999-2003 Pupiline Limited, 2003-2008 Creative Commons. For info email Oli Originally powered by KeConnect Internet, now powered by XCalibre and the Big Boost, recovered thanks to Warrick


©1999-2003 Pupiline Limited, 2003-2008 Creative Commons. For info email Oli Originally powered by KeConnect Internet, now powered by XCalibre and the Big Boost, recovered thanks to Warrick